Through our NeighborWorks Homeownership Center of Dutchess County, we help you achieve the dream of owning and maintaining your own home. We offer a full range of education and counseling services and work with families to prevent foreclosure. To enroll in any of our homeownership programs, please complete and submit the Enrollment Form. There are fees associated with some of our Education and Counseling services. These fees may be waived for eligible participants. Please call (845) 454-5176 Ext 602 for details.
Keys to Homeownership
This education program is the entry point to our homeownership services. It is designed to guide you through the initial phase of pre-qualifying for a mortgage. This introductory class is offered on a rolling-basis. Please email email@example.com to learn more or enroll in this program.
Pre-Purchase Fast Track
Request More Info
This program is only available to individuals and families that are currently in the process of obtaining a mortgage with a lender. Sessions are scheduled individually on an as-needed basis and cost $125.
For those interested in purchasing a home, this service provides you with a Housing Counselor who will help you prepare to purchase through personal one-on-one counseling sessions. Your Housing Counselor will maintain a relationship with you throughout the entire home buying process.
Grant Eligibility and Education
The Federal Home Loan Bank of New York and SONYMA offer grants for first-time homebuyers to use towards down payment and/or closing costs. A Housing Counselor will explain what grants are currently available and assist in determining if your household is eligible.
Contact Our Credit Counselor
One-on-one credit counseling is offered for individuals and families in need of assistance in raising their credit score to pre-qualify for a mortgage. There is a $25 fee for our credit counseling sessions.
The ABCs of Being a Landlord
Enroll In Course
This one-hour course is designed to assist home buyers decide if they want to pursue owning a multi-family home. The course is a basic overview of the rewards, risks, and responsibilities of being a landlord. There is no fee for this course.
This service is offered to anyone who is already in the process of buying a multi-family home. The one-on-one session details the variables involved in becoming a landlord. There is a $125 for these sessions.
A free course to help you grow your savings to own a home
Financial Health is designed to teach individuals and families how to decrease debt and increase savings. Participants will gain an understanding of expenses, financial resources, how credit works and how to correct deficiencies. This course is followed up with a one-on-one counseling session with a housing counselor to review a personal credit report and set goals for a stronger financial future. This course is FREE and open to all residents of Dutchess County.
All sessions offered at the NeighborWorks HomeOwnership Center of Dutchess County, 313 Mill Street, Poughkeepsie. Please contact us to reserve your spot.
Homes for Sale through the Poughkeepsie Northside Homeownership Program
Looking to buy? NEW homes are coming to the neighborhood!
Three-bedroom, two bath homes with three-bedroom, two bath units that you can rent out for added income. Brand-new, high quality, energy-efficient construction.
Don’t think you’ll qualify? Let us help! As a nonprofit, our certified housing counselors are here to help you achieve the dream of homeownership. Stop spending money on rent and begin building a future for your family.
Homes will be located on Pershing Avenue, Thompson Street, and Smith Street.
To apply for these homes, please fill out this application.
Contact us for more information! (845) 454-5176, Option 6 or visit us at 313 Mill Street, Poughkeepsie, NY.
Foreclosure remains an important issue in our community. If you are unsure about your ability to pay your mortgage or programs that may be available to assist you, we urge you to contact us.
Foreclosure Intervention Services
Hudson River Housing offers one-on-one counseling, group information sessions, and off-site workshops for homeowners in Dutchess County to help them assess their financial situation and their options for homeownership preservation, including loan modifications. Additional sessions on loan modifications are available. In addition, our counselors are available to meet one-on-one with homeowners to assist you:
Realign your budget | Repair your credit | Learn about homeownership preservation options
Our counselors are trained in all aspects of the foreclosure process. Wherever you believe you are in this process, we urge you to contact us. We will review your case and advise you as to the best course of action depending on what stage of the foreclosure process you are in. Our counselors will not charge you a fee for our services. We are recipients of federal, state and local funding that has been made available by the government to assist in stemming the housing crisis.
If you are a resident of a county other than Dutchess, please refer to the HUD website to find a certified housing counseling agency in your area.
Did you know that, in most cases, your lender WANTS to help you stay in your home?
The best thing you can do if you are falling behind on your mortgage payments is talk to your lender or a HUD-certified housing counselor. “Rescuers” that encourage you not to talk to your lender or a counselor, to sign over your deed, or to live in your home as a renter, are most likely not acting in your best interest, and can actually make the situation worse.
Did you know that it IS possible to understand and feel comfortable with your load?
If you feel overwhelmed by the amount of information and paperwork that exists regarding your home loan, you are not alone. Many people feel this way, but that doesn’t mean you have to leave the fate of your family’s home in someone else’s hands. Our counselors will make sure you fully understand your current situation and future options BEFORE you make any decisions.
Pay For Our Services
To make a payment for any of the above programs or services, please click here